Travel Insurance
Protect your journey with comprehensive coverage
Why Travel Insurance?
Travel insurance provides peace of mind and financial protection against unexpected events that could disrupt your trip. While we hope you never need it, having coverage ensures you're protected when things don't go as planned.
What's Covered
Trip Cancellation
Reimbursement for non-refundable expenses if you must cancel due to covered reasons
Medical Emergencies
Coverage for hospitalization, doctor visits, and emergency medical treatment abroad
Trip Interruption
Coverage if you must cut your trip short due to emergencies back home
Lost/Delayed Baggage
Compensation for lost luggage or reimbursement for essentials during baggage delays
Travel Delays
Reimbursement for accommodation and meals during extended travel delays
Emergency Evacuation
Coverage for emergency medical evacuation and repatriation to the UAE
Insurance Plans
Standard Plan
Perfect for short trips
- Medical coverage up to $50,000
- Trip cancellation up to $2,500
- Baggage loss up to $1,000
- 24/7 emergency assistance
Premium Plan
Recommended for most travelers
Most Popular- Medical coverage up to $100,000
- Trip cancellation up to $5,000
- Baggage loss up to $2,500
- Adventure sports coverage
- Cancel for any reason (75% refund)
Elite Plan
Comprehensive protection for luxury travel
- Medical coverage up to $1,000,000
- Trip cancellation up to $50,000
- Baggage loss up to $10,000
- Cancel for any reason (100% refund)
- Rental car coverage
- Personal liability coverage
When to Purchase
We recommend purchasing travel insurance when you book your trip, or within 14 days of making your initial trip deposit. This ensures:
- Maximum coverage benefits
- “Cancel for any reason” eligibility (where available)
- Pre-existing medical condition coverage
- Protection starts immediately
Important Exclusions
Travel insurance typically does NOT cover:
- Pre-existing medical conditions (unless declared and approved)
- Extreme sports not specifically covered
- Travel to countries under government advisory
- Intentional self-harm or reckless behavior
- Losses due to intoxication or drug use
- War, terrorism (unless add-on purchased)
How to Purchase
You can add travel insurance during your booking process:
- Select your travel package and proceed to checkout
- Choose “Add Travel Insurance” option
- Select your preferred coverage level
- Complete payment
- Insurance documents will be emailed within 24 hours
Alternatively, contact our team to discuss insurance options before or after booking.
Making a Claim
If you need to make a claim:
- Contact the insurance provider immediately (24/7 hotline provided in your policy)
- Keep all receipts and documentation related to your claim
- Obtain police reports for theft or loss incidents
- Submit claim forms within the specified timeframe
- Our team can assist you with the claims process
Peace of Mind
Travel insurance is a small investment that can save you thousands in unexpected expenses. Don't let unforeseen circumstances ruin your dream vacation. Protect yourself and travel with confidence.
Contact Us
For insurance inquiries or assistance:
- Email: info@happytourfz.com
- Office: Sheikh Zayed Road, Dubai, UAE